 | Required Documents For purchase loans
- Sales contract on the property.
- Two forms of identification for all borrower's ( Drives license's , Social Security Card, Military ID)
- Previous year’s W-2
- Most recent 30-day pay stubs with year-to-date earnings indicated, for all borrowers. **
- If self-employed—last 2 yrs. tax returns and the most recent year to date profit and loss statement. **
- Most recent two months statements on checking account, savings accounts and all asset accounts including 401k/IRA, stock and mutual fund accounts (all pages). **
- If you have rented in the past 2 yrs. provide landlord’s name and phone number.
- All bankruptcy schedules and copy of discharge (if applicable).
- Divorce decree and property settlement statements (if applicable).
For Refinances
- Copy of note or deed of trust
- Declaration page of homeowners policy
- Current statement from mortgage company showing principal balance
- Current appraisal
- Two forms of identification for all borrower's ( Drives license's , Social Security Card, Military ID)
- Previous year’s W-2
- Most recent 30-day pay stubs with year-to-date earnings indicated, for all borrowers. **
- If self-employed—last 2 yrs. tax returns and the most recent year to date profit and loss statement. **
- Most recent two months statements on checking account, savings accounts and all asset accounts including 401k/IRA, stock and mutual fund accounts (all pages). **
- All bankruptcy schedules and copy of discharge (if applicable).
- Divorce decree and property settlement statements (if applicable).
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